Why Authenticalls is Africa's Trusted Provider for Biometric KYC and Revenue Intelligence

Built for Africa’s Micro Lenders and Digital Banks

Many digital lenders and online banks across Africa still rely on self-declared income when approving loans — a process that is prone to fraud and financial misrepresentation. Authenticalls addresses this challenge head-on with a full-stack solution that includes:

• Biometric KYC — facial and voice verification
• Voice-Based 2FA — secure user authentication via voice match and spoken code
• Revenue Intelligence — programmatic income verification from user-authorized telecom and financial signals

Why Revenue Intelligence Is a Game-Changer

Unlike traditional KYC, which verifies who a user is, Revenue Intelligence verifies what they earn — with no need to rely on documents or manual entry. This data is programmatically collected from verified sources and updated in real time. It's secure, accurate, and allows lenders to:

• Assess true income capacity before loan approval
• Detect inconsistencies and prevent fraud
• Reduce default rates by understanding actual repayment potential

Voice Biometrics for Authentication and 2FA

Voice authentication is more secure than passwords or SMS codes. Authenticalls captures a unique voiceprint for each user and verifies it against live speech, ensuring the speaker is real and present. When used for 2FA, this adds a second factor that cannot be easily stolen or spoofed.

Why Authenticalls?

• Purpose-Built for Africa: Optimized for mobile-first, low-bandwidth environments.
• API-First Integration: Simple integration into any onboarding or lending flow.
• 20 Years of Telecom Expertise: Proven reliability and regional infrastructure support.
• Real-Time Decisions: Empower your credit models with verified user data, not assumptions.